Smoke
Protects against sudden and accidental smoke damage from a covered source, such as a furnace or faulty heating system.
Vandalism
Covers intentional damage or destruction to your covered farm property caused by vandalism.
Theft
Provides coverage for the theft of eligible farm personal property, subject to policy limits and conditions.
Sinkhole collapse
Covers direct physical loss caused by the sudden sinking or collapse of land into underground empty spaces created by water erosion of limestone or similar rock formations.
Volcanic action
Protects against direct physical loss caused by ash, dust, particulate matter, or lava flow resulting from a volcanic eruption.
Collision
(farm personal property only; also includes roadbed and ground)
Covers collision damage to covered farm personal property, including damage to roadbeds and ground caused by farm machinery or vehicles, as defined in the policy.
Earthquake loss to livestock
Provides coverage for loss or death of covered livestock directly caused by earthquake.
Flood loss to livestock
Covers loss or death of covered livestock directly caused by flood, subject to policy terms and conditions.
