Additional Insured – Blanket
Automatically extends additional insured status to parties as required by a written contract.
Airbag Coverage
Provides protection for accidental airbag discharge.
Auto Loan/Lease Gap Coverage
Covers the remaining loan or lease balance if your vehicle is totaled and its value is less than what you owe.
Unintentional Failure to Disclose Hazards
Ensures your claim will not be denied if you unintentionally omit information at policy inception.
Deductible – Multiple
Applies one deductible when more than one of your insured vehicles is involved in the same collision.
Deductible Waiver – Glass
Waives your deductible when damaged glass is repaired rather than replaced.
Knowledge of Occurrence Reporting Requirements
Offers more flexibility by adjusting your reporting obligations after an accident, claim, suit, or loss.
Employee Hired Autos
Covers autos employees rent or hire in their own name while conducting your business.
Employees as Insureds
Extends insured status to employees using their personal vehicles for your business or personal affairs.
Fellow Employee Coverage
Provides coverage for bodily injury to a fellow employee caused by the use of a vehicle you own or hire.
Hired Auto Physical Damage Coverage
Includes physical damage coverage for vehicles you hire.
Loss of Use Expenses – Hired Auto Physical Damage
Covers up to $50 per day, with a $1,500 maximum, for loss of use expenses on a hired auto.
Newly Acquired or Formed Organizations
Automatically covers new business entities you form or acquire for up to 180 days or until the policy period ends.
Personal Effects Coverage
Provides up to $500 for personal items stolen from a covered auto.
Supplementary Payments
Covers bail bonds up to $5,000 and reimburses up to $500 per day for expenses incurred at our request.
Transportation Expenses
Pays up to $50 per day, to a maximum of $1,500, when your private passenger vehicle or light truck is stolen.
Waiver of Subrogation – Blanket
Waives our right to recover from certain parties when required by written contract.
