The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.
Nearly 60% of small businesses will close within six months of a data breach. A breach does not have to put you out of business.
With coverage from Western Reserve Group, you get a dedicated unit delivering immediate response service and expertise to protect your customers and your business. If you are sued because of the breach, we defend you. Coverage includes settlements and fines imposed by a regulator.
You can focus on your business, because we are focused on handling your breach.
To comply with data protection laws, businesses must provide a breach response. That is where our coverage comes in. We arrange and pay for:
If it could happen to these businesses, it could happen to yours:
Over 40% of American businesses say they have experienced a data breach during the past year, and small entities are the target in more than half the attacks. Local shops, restaurants, contractors, landlords and all types of service businesses appear in breach reports. What would you do if a data breach happened to you? How would you protect your customers and your business?
The clock is ticking after a breach. Under most state and some federal laws, you must investigate, find the cause of breach and notify affected customers promptly. Delays can result in fines and lawsuits.
A restaurant learned from its credit card companies that it had a breach. Immediately forensic investigators were sent and found 6,000 affected customers. Privacy counsel recommended the insured post notifications on its website and in print media to comply with the law. Credit Monitoring and ID Assistance services were offered. The total bill for all services was $30,000. Thanks to Cyber-Data Compromise Coverage like ours, their tab was covered.
With so many ways of being a victim, you need Cyber-Data Compromise Coverage and an insurer able to help you whatever the cause.
A Loss Prevention website is available to all insureds with the latest guidance and tips for preventing a breach. You can learn the common mistakes – and how to avoid them.
Small business breaches increased 44% in two years. Are you prepared?
Cyber-Data Compromise Coverage takes care of your business if this should happen to you. One phone call or email will put an experienced breach response unit to work for you.