The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Commercial Line Products

Western Reserve Group offers commercial products to satisfy the specific needs of many different types of businesses.

Businessowners Policy - A comprehensive package policy designed for small to medium size offices, artisan contractors, condominium associations (residential and office), retail stores, wholesalers, restaurants, and service and processing businesses (subject to eligibility guidelines).

Cyber-Data Compromise - Nearly 60% of small businesses will close within six months of data breach. A breach does not have to put you out of business.

Commercial Auto - Coverage is available for most commercial vehicles used for business.

Business Auto Enhancement - Broadens the coverage provided in the standard Business Auto Policy.

Commercial Liability Enhancement  - Provides broadened coverage provided by the standard Commercial General Liability policy.

Commercial Property - Provides superior protection for your business' buildings, structures, equipment, supplies and inventory.

Commercial Package - Property, liability, crime, fidelity, and inland marine coverages can be selected to meet the needs of a business.

Professional Liability - Professional coverages are available for barbers and beauticians, cemeteries, clergy, druggist, funeral directors, optical and hearing aid establishments, and veterinarians.

Umbrella Liability - Provides higher liability limits and broadened coverage.

Workers Compensation - Available to meet the statutory requirements of the state.

Employment Practices Liability (EPL) Insurance for Small Business - For small business owners, the workplace is a minefield. It seems that almost any encounter with employees may result in an employment claim.

Equipment Breakdown  - Due to sophisticated and rapidly changing technology, virtually all of today's business equipment contains sensitive and fragile components that are very susceptible to damage.

There are other coverages available to meet the specific needs of various types of businesses.