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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

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A.M. Best Rating

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WRG Ground Breaking Ceremony


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Our History


The Western Reserve Group is made up of three Ohio domiciled property and casualty insurance companies. The group conducts picture of old buildingbusiness in Ohio and Indiana and are represented exclusively by a quality independent agency force. The three companies include Lightning Rod Mutual Insurance Company, which commenced business in 1906, Western Reserve Mutual Casualty Company, which commenced business in 1937, and Sonnenberg Mutual Insurance Company, which commenced business in 1859.


The companies operate pursuant to a pooling agreement whereby net premiums, losses, underwriting expenses, and certain assets and liabilities are shared on a predetermined percentage basis.


The companies have a long history of profitable operations and a strong financial condition. This is reflected in the A (Excellent) rating by A.M. Best Company, a well known and respected company that rates insurance companies.


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The Western Reserve Group • PO Box 36 • 1685 Cleveland Road • Wooster, Ohio 44691-0036 • 1-800-362-0426 Agent Login • Privacy PolicyDisclaimer