The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Homeowner Equipment Breakdown

Complete and Affordable Protection Against Costly Home Equipment Repairs

It Covers What Most Homeowner Insurance Excludes

Most homeowner policies don't cover the cost of repairing or replacing essential equipment in your home when it breaks down. Extended warranties? They're often expensive, hard to manage, and usually cover just one piece of equipment.

Homeowner Equipment Breakdown coverage offers a simple, comprehensive and affordable solution that covers what most homeowner policies exclude.

All Your Personal Property and Important Systems are Protected

Our Homeowner Equipment Breakdown coverage covers all of your important home systems and property due to loss by mechanical or electrical breakdown. That includes appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors, home security systems, electrical systems, personal computers, home electronics, and more.


Homeowner Equipment Breakdown coverage even covers you if your home becomes uninhabitable due to equipment breakdown. That's another benefit most warranties and service contracts do not offer.

No Frustrating Fine Print

Unlike limited and confusing warranties, Homeowner Equipment Breakdown coverage is simple and straightforward. There are no hidden exclusions and no confusing fine print. Submitting claims is simple too, so you can get your equipment repaired or replaced quickly.

Remember, sooner or later an important piece of equipment in your home is going to break down. Don't leave yourself unprotected.