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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

FALL SEASON SAFETY TIPS ~ HOME MAINTENANCE

SAFETY TIPS FOR FALL DRIVING

WINTER SAFETY ~ TIPS TO HELP MAKE WINTER LESS PAINFUL

WINTER SAFETY ~ FIRE PROTECTION

WHAT TO DO BEFORE WINTER STORMS AND EXTREME COLD

SAFETY TIPS ~ WINTER DRIVING

TEMPERATURE RELATED WINTER SAFETY TIPS

WINTER STORM PREPARATIONS

FIRE SAFETY FOR SUPPLEMENTAL HEAT

 

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WHAT TO DO BEFORE WINTER STORMS AND EXTREME COLD

Helpful Tips

 

Heavy snowfall and extreme cold can immobilize an entire region. Winter storms can result in flooding, storm surge, closed highways, blocked roads, downed power lines, and hypothermia.

Add the following supplies to your disaster supplies kit:

  • Rock salt to melt ice on walkways
  • Sand to improve traction
  • Snow shovels and other snow removal equipment.

 

Prepare your home and family

  • Prepare for possible isolation in your home by having sufficient heating fuel; regular fuel sources may be cut off. For example, store a good supply of dry, seasoned wood for your fireplace or wood-burning stove.
  • Winterize your home to extend the life of your fuel supply by insulating walls and attics, caulking and weather-stripping doors and windows, and installing storm windows or covering windows with plastic.
  • Winterize your house, barn, shed, or any other structure that may provide shelter for your family, neighbors, livestock, or equipment. Clear rain gutters, repair roof leaks, and cut away tree branches that could fall on a house or other structure during a storm.
  • Insulate pipes with insulation or newspapers and plastic and allow faucets to drip a little during cold weather to avoid freezing.
  • Keep fire extinguishers on hand, and make sure everyone in your house knows how to use them. House fires pose an additional risk as more people turn to alternate heating sources without taking the necessary safety precautions.
  • Learn how to shut off water valves (in case a pipe bursts).
  • Hire a contractor to check the structural ability of the roof to sustain unusually heavy weight from the accumulation of snow or water, if drains on flat roofs do not work.

 

Prepare your car

  • Check or have a mechanic check the following items on your car:
    • Antifreeze levels - ensure they are sufficient to avoid freezing.
    • Battery and ignition system - should be in top condition and battery terminals should be clean.
    • Brakes - check for wear and fluid levels.
    • Exhaust system - check for leaks and crimped pipes and repair or replace as necessary. Carbon monoxide is deadly and usually gives no warning.
    • Fuel and air filters - replace and keep water out of the system by using additives and maintaining a full tank of gas.
    • Heater and defroster - ensure they work properly.
    • Lights and flashing hazard lights - check for serviceability.
    • Oil - check for level and weight. Heavier oils congeal more at low temperatures and do not lubricate as well.
    • Thermostat - ensure it works properly.
    • Windshield wiper equipment - repair any problems and maintain proper washer fluid level.
  • Install good winter tires. Make sure the tires have adequate tread. All-weather radials are usually adequate for most winter conditions. However, some jurisdictions require that to drive on their roads, vehicles must be equipped with chains or snow tires with studs.
  • Maintain at least a half tank of gas during the winter season.
  • Place a winter emergency kit in each car that includes:
    • A shovel
    • Windshield scraper and small broom
    • Flashlight
    • Battery powered radio
    • Extra batteries
    • Water
    • Snack food
    • Matches
    • Extra hats, socks, and mittens
    • First aid kit with pocket knife
    • Necessary medications
    • Blanket(s)
    • Tow chain or rope
    • Road salt and sand
    • Booster cables
    • Emergency flares
    • Fluorescent distress flag

     

The Western Reserve Group • PO Box 36 • 1685 Cleveland Road • Wooster, Ohio 44691-0036 • 1-800-362-0426 Agent Login • Privacy PolicyDisclaimer