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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Personal Line Products

The Automobile Program

Personal Auto Enhancement

24-Hour Towing & Roadside Assistance

The Homeowners Program

Service Line Coverage

Homeowner Equipment Breakdown

Condominium Unit Owner's Policy

The Personal Umbrella Liability Program

The Dwelling Fire Program

Renters Policy


Type of Personal Insurance


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The Dwelling Fire Program

The Western Reserve Group offers an affordable Dwelling Fire Policy for tenant occupied dwellings.

Most policies include the following coverages:
  • Dwelling
  • 10% of Dwelling Limit for Other Structures
  • 10% of Dwelling Limit for Fair Rental Value

Optional Coverages available for a nominal charge:

  • Earthquake
  • Premises Liability
  • Sinkhole Collapse
  • Theft
  • Water Backup and Sump Discharge or Overflow

Customers who qualify may obtain the following discounts:

  • Preferred Discount
  • Protective Device (Fire and/or Burglar)
The Western Reserve Group • PO Box 36 • 1685 Cleveland Road • Wooster, Ohio 44691-0036 • 1-800-362-0426 Agent Login • Privacy PolicyDisclaimer