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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Farm Line Products

Property Coverages

Liability Coverages

Optional Coverage

Discounts

Farm TV Commercials

 

Type of Personal Insurance

 

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Optional Coverage

Listed below are some of the optional coverages available for a nominal charge:

  • Additional insured
  • ATV off-premise liability
  • Borrowed/rented farm equipment – 30 day (in addition to automatic $10,000 coverage)
  • Business activities
  • Business property on premises (in addition to automatic $2,500 coverage)
  • Cab glass coverage
  • Computer coverage
  • Disruption of farming operations
  • Earthquake
  • Employers liability for farm equipment
  • Equipment breakdown
  • Farm extra expense/loss of income/rental reimbursement
  • Foreign objects coverage
  • Identity fraud expense
  • Inflation guard
  • Liability coverage for rental and seasonal dwellings
  • Motorized golf carts (property coverage only)
  • Off-premises power failure
  • Peak season coverage
  • Rental dwelling coverage
  • Replacement cost coverage for household personal property
  • Scheduled personal property coverage
  • Special cause of loss for grain stored inside a structure
  • Spoilage for perishable farm personal property
  • Sump overflow and water backup from sewers or drains

 

We offer a Farmowners Preferred Enhancement Endorsement for qualifying farm dwellings that provides four additional coverages at a nominal charge:

  • Dwelling replacement cost coverage up to 125% of Coverage A
  • Replacement cost on household personal property
  • Lock replacement coverage including garage removes - $500
  • Fences damaged by vehicles - $1,000

 

Other Farm Programs

Farm Umbrella – We offer a Farm Umbrella designed specifically for a farmer. This product is designed to insure both the personal exposures that are typical to a homeowner and the commercial exposures from the farming operations.

The Western Reserve Group • PO Box 36 • 1685 Cleveland Road • Wooster, Ohio 44691-0036 • 1-800-362-0426 Agent Login • Privacy PolicyDisclaimer