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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Farm Line Products

Property Coverages

Liability Coverages


Optional Coverage


Farm TV Commercials


Type of Personal Insurance


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Farmowners Preferred Dwelling Enhancement:

  • Increased Household Personal Dwelling Property – increased to 75% of the Dwelling Limit
  • $5,000 Vehicle Damage to Fences
  • $3,000 Blanket Coverage for Non-Private Garages
  • $1,000 Refrigerated Products
  • $2,500 Off Premises Power Failure Coverage
  • Additional $300 in Money Coverage
  • $500 Fire Extinguisher Recharge or Replacement Expense
  • $1,000 4-H Animals, Livestock and FFA Project Coverage

Farmowners Plus Dwelling Enhancement:

  • Replacement Cost – Household Personal Property
  • $1,500 Blanket Coverage for Non-Private Garages
  • $2,500 Vehicle Damage to Fences
  • $1,000 Refrigerated Products
  • $1,000 4-H Animals, Livestock and FFA Project Coverage

Farmowners Advantage Enhancement:

  • $10,000 Blanket Coverage Farm Personal Property
  • $10,000 Disruption of Farming Operations
  • $10,000 Off Premises Utility Power Failure Damage to any Covered Outbuilding
  • $2,000 Cab Glass Coverage to Mobile Farm Machinery
  • $5,000 Blanket Farm Computer and $5,000 Electronic Media Coverage
  • Fire Department charge – $2,500
  • $10,000 Foreign Objects Coverage for scheduled and unscheduled Farm Personal Property
  • $5,000 Extra Expense Coverage for Farm Personal Property and farm outbuildings
  • $5,000 Arson and Burglary Reward
  • $2,500 Unscheduled Signs and Entrance Gate Coverage
  • $7,500 Livestock Per Head limit for unscheduled livestock, older than one year in age
  • $5,000 for Farm Personal Property in the Custody of a Common or Contract Carrier
  • Replacement Cost Loss Coverage for Scheduled Well Pumps used to supply water to the Farm Outbuildings

Customers who qualify may obtain the following discounts:

  • Multi Policy Discount
  • New Home Discount
  • Protective Devices Discount
  • Masonry Construction Discount
  • Deductible Credits
  • Advanced Quote

The Western Reserve Group • PO Box 36 • 1685 Cleveland Road • Wooster, Ohio 44691-0036 • 1-800-362-0426 Agent Login • Privacy PolicyDisclaimer